Learn how customers personalize their policies
At Square One, you get to choose what specialty property to insure so you only pay for what you need. Provided below are statistics on the percentage of Square One customers that add each class of specialty property to their policies.
Special limits that aren’t so special
The types of, and associated limits for, specialty property automatically included in most traditional home insurance policies are captured in the table to the right.
Thing you’ll notice is how out-dated this list is. Do you own gold bullion? Even if you do, is it something you keep at home? If you answered no to either question, the fact that traditional policies automatically include $5,000 for securities and bullion is going to be irrelevant to you.
On the other hand, you might be surprised to find that some common types of property, like electronics, are subject to limits. The $500 included for cell phones doesn’t even cover the cost to replace one smart phone.
At Square One, you personalize your policy to your individual needs. You automatically receive blanket coverage for electronics, among other things. You aren’t forced to buy – and, more importantly, you don’t pay for – protection on specialty property you don’t own.
At Square One, you choose which of your specialty property to insure. Ultimately, that saves you money.
|Types of specialty property||$ limit|
|Audio and video media||2,000|
|Cellular phones and other mobile devices||500|
|Jewelry, watches, and gems||6,000|
|Manuscripts and stamp collections*||1,000|
|Money including cash cards||500|
|Securities and bullion||5,000|
* Applies to theft, burglary, robbery or disappearance related losses.
Get a personalized home insurance quote now
To see how affordable personalized home insurance can be, get an online quote now. Or, call 1.855.331.6933 for a phone quote. We're open 8:00 am - 5:00 pm (Mon - Fri). Whichever option you choose, it will take as little as 5 minutes to get a quote.