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Portland home insurance from $10/month

Looking for Portland home insurance? You've come to the right place. Square One offers the only policy in North America that can be personalized to your individual needs. That means you decide what to insure, so you only pay for the protection you need. You also get to choose from a wide range of coverage and deductible options. Continue reading to learn how you can get a home insurance policy for as little as $10/month.

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Protect all your favorite things

The policy provides blanket coverage for your common personal property. You can also add coverage for your specialty property. When you're happy, you can buy online with just a few clicks. Or, speak with an agent for extra peace-of-mind.

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Only pay for what you need

Most 'pre-packaged' policies automatically charge you to insure items like fine arts, porcelain ware and rare collectibles. Don’t own these items? You don’t pay to insure them with us. (But if you do, then we can help you insure them.)

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Loved and trusted by customers

4.7 stars out of 5. That's how customers rate Square One after writing 9,693 reviews. Along with an A+ rating from the Better Business Bureau, it's clear people love the way we're changing home insurance. Click here to read some reviews.

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Critical protection included

You don't want to be caught without the right coverage when the unexpected happens. Policies offered by Square One automatically protect against major types of loss, including: break-ins, burst pipes, fires, hail storms and sewer backups.

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Need to make a claim? That's easy!

It's traumatic enough when something you love is lost or damaged, so we make sure the claim process is simple and straightforward. We're on your side, guiding you through the process from start to finish. See below to find out how we make this happen.

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Pay monthly with no contract

We're confident you'll love our service and stay with us. That's why we don't lock you into a contract. With us, you can pay monthly or annually and there's no fixed-term contract. You can also manage your policy online at any time.

  • I felt I was talking to a friend at the end of my claim.

    "Kevin is a true pleasure to work with! He is very professional, effective, knowledgeable and most importantly, genuinely cares about his customer. This is the first claim I have ever made. He explained everything in great detail and answered all my questions with patience and even shared some tips on how to prevent this from happening again. I felt I was talking to a friend in the end. With Kevin's help, I replaced the laptop shortly after the claim was made, and the school work was not affected. Thank you, Kevin. You made a difference in my life! I'm glad I chose Square One. "

    from Vancouver, BC provided a 5 out of 5 rating on May 25, 2018.

  • Professional, responsive and completely satisfactory.

    "As I filed my very first insurance claim, I was a bit skeptical and worried at the time. As I dealt with Square One, this predetermined notion was absolutely not warranted. Our adjuster Kevin was very professional and responsive to all of our questions and concerns in handling the claim. Thank you Square One! For those who are on the fence, I give my absolute satisfactory approval with them. They might not be the cheapest but they will deal with your claim most fairly. "

    from Coquitlam, BC provided a 5 out of 5 rating on Apr 30, 2018.

  • Customer service.

    "The Square One agent who helped me open my policy was friendly, informed, and helpful. She walked me through each phase of the paperwork, patiently explained those aspects of the policy that were unfamiliar to me, and provided information that supported my decision making. Very professional and a delight to talk to. "

    from Tucson, AZ provided a 5 out of 5 rating on Apr 14, 2018.


Recently purchased policies

    How do we do it?

    Click play and learn how you can get home insurance for as little as $10/month.

    Why choose Square One?

    With Square One, you get a knowledgeable team, fast service, excellent protection, great prices and more...

    • A+ rating with the Better Business Bureau
    • Over 9,693 happy customer reviews online
    • Get your quote in 5 minutes
    • No long-term contracts
    • Option to pay monthly at no extra cost
    • Dedicated 24/7 emergency claims line
    • Claims are handled fairly and promptly

    What you really want to know: How are claims handled?

    The insurance industry doesn't have the greatest reputation when it comes to claims. Many people fear their insurer will go to any lengths possible to avoid paying claims. At Square One, we’re different. We’re there when you need us most.

    In fact, we even created a transparency page to translate the legal language in your policy into plain English.

    We’re committed to changing how you think of insurance. We make sure your claim is handled quickly and fairly. Here’s how:

    Checkmark

    The right protection from day one

    The biggest problem with making a claim is not having the right protection. With a policy that’s tailored to your needs, you get the best protection possible.

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    2-hour emergency response

    We guarantee a fast response when you need it most. Not an emergency? Your adjuster will still be in touch within one business day. It’s your home and stuff, so we keep you in the loop.

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    One point of contact

    A single dedicated adjuster works with you from start to finish of your claim. Without the need to repeat the details of your claim, you’ll be back on your feet in no time.

    Get a personalized home insurance quote now

    To see how affordable personalized home insurance can be, get an online quote now. Or, call 1.855.331.6933 for a phone quote. We're open 7:30 am - 5:00 pm (Mon - Fri). Whichever option you choose, it will take as little as 5 minutes to get a quote.

    Get an online quote now


    6 steps to get a quote

    In 5 minutes, you can get a free quote online.

    1. Provide basic information about yourself
    2. Specify the location you are insuring
    3. Describe your home's characteristics
    4. Complete your coverage profile
    5. Choose what you want to insure
    6. Get your premium

    Love your quote? Buy online or save for later. Or, call 1.855.331.6933 for assistance.

    How customers personalize their policies

    Provided below are statistics on the percentage of Square One customers that add each class of specialty property to their policies.

    • 18% insure jewellery + watches
    • 8% insure bicycles + sporting equipment
    • 7% insure musical instruments
    • 6% insure fine arts, collectibles + oriental rugs
    • 5% insure business property
    • 3% insure china, silverware + furs

    Resources for Portland residents

    Provided below are some basic resources for newcomers to Portland. These resources range from a background on the city to tips on planning a move.

    Learning about the city

    With a population of 600,000, Portland is Oregon’s most populous city. ‘Stumptown’ as it’s often known (due to the tree stumps that littered roads in the 1850’s) was very nearly christened Boston, Oregon. In fact, so close was the decision that the city was named on a coin toss. Located in the north of Oregon, Portland hugs the Willamette river (a tributary of the Columbia river which separates Oregon from Washington).

    A bustling metropolis famed for its quirky culture, Portland offers a wide selection of bars, restaurants and craft beer outlets. The Portland metropolitan area comprises 7 counties with a population of 2.4 million and is one of only three cities in the US with a dormant volcano in its city limits.

    Part of the Pacific Northwest region, Portland experiences warm, dry summers and mild, wet winters. Portland’s major industries are technology, manufacturing and recreation. Famous Portlanders include Matt Groening (creator of The Simpsons), Chuck Palahniuk (author of Fight Club) and Tonya Harding (ice skating champion). Popular tourist activities include wine tours in the Willamette Valley, Washington Park and snapping photos at the iconic Portland, Oregon sign.

    Planning a move

    Moving to Portland? Here are some tips to make your move stress-free:

    • Leave plenty of time and allow some overlap with your old home.
    • Research utility providers ahead of time to get an idea of competitive rates.
    • If you’re renting, take photos of both empty homes and make a note of existing damage.
    • Portland is known for its public transport, but if you need a car, consider the cost of insurance (around $69/month on average).
    • Plan a moving budget. Even supplies like tape and boxes can add up to over $250.
    • Moving to Portland from within Oregon? Try Northwest Movers or All Service Moving if you need help. If you’re moving from out-of-state, Moving APT is a great national option.
    • Take the opportunity to have a clear-out. Sell or donate as much as you can.
    • Be organized in your packing. Have a system and use labels. Pack essential items and some clothes in an overnight bag and keep it handy. Use vacuum bags to save money on boxes and moving fees.
    • Change your address at least a week before you move.

    Getting oriented

    Take some time during your first week in Portland to get oriented. Here are a few tips to get you set up in your new city.

    • Visit the DMV to obtain or update your driver’s license, and make sure your auto insurance is valid by updating your details. The most popular auto insurance companies in Oregon are State Farm and Farmers Insurance Group, but shop around to receive the best quote.
    • Check the Oregon School Directory for a list of schoools, or Yelp for a list of daycares in Portland.
    • Use Oregon Healthcare to find and register with a local healthcare professional.
    • Update your banking information or find a new institution if necessary. The most popular banks in Portland are Umpqua Bank, U.S. Bank, and Wells Fargo.
    • Finally, take a moment to introduce yourself to your neighbors, to plan your commute and to locate your closest grocery store.

    Setting up your home

    Congratulations on your move to Portland, Oregon! Here are some recommendations to help set up your new home:

    • Communications: Verizon and AT&T have the best coverage in Oregon, but to be sure of your area, check your cell coverage here. Xfinity, CenturyLink, and Frontier are popular internet service providers in Portland, but you can check your zip code using BroadbandNow. Popular cable providers include Frontier, DirecTV, and dish, or you can compare packages here. Three quarters of Oregonians bundle their cable with either their phone or internet, so make sure to shop around for the best deal.
    • Utilities: Water in Portland is provided by the Portland Water Bureau and you can use Oregon.gov to search for a list of electricity and gas suppliers. Popular options include Portland General Electric, Pacific Power, and NW Natural.
    • Upgrades: Consider any improvements you want to make to your home, from interior design to landscaping. Check out Square One’s home improvement resource center for inspiration, and don’t forget to make a few copies of your keys, too.
    • Home insurance: Your home is probably the most valuable asset you own, so make sure it’s protected. Get a quote in under 15 minutes and see how much you can save. To start, click the big blue button above or enter your address at the top of this page.

    Making repairs to your home

    With any home it’s best to be prepared in case something goes wrong. To lighten the burden of moving to a new city, here’s a list of the best home repair companies in Portland.