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Home Insurance
Complete protection for your home and personal property

Portland home insurance from $10/month

Looking for Portland home insurance? You've come to the right place. Square One offers the only policy in North America that can be personalized to your individual needs. That means you decide what to insure, so you only pay for the protection you need. You also get to choose from a wide range of coverage and deductible options.

What our customers say
Verified reviews

Wondering what people are saying about us? Here are some of the reviews that contribute to our average rating of 4.7 stars out of 5. Want to read more? Visit our reviews page.

Different than other providers

home insurance customers love and trust

4.7 out of 5. That’s how customers rate Square One Insurance Services after writing 12,763 reviews. And with an A+ rating from the Better Business Bureau, people clearly love the way we’re changing home insurance.

Digital platform

With Square One, you can get a quote, buy a policy and even submit a claim – all online, from the comfort of your own home. Quotes and policies are managed through your online account, but if you need help, expert assistance from one of our licensed insurance agents is just a webchat or phone call away.

Superior protection

Our policies represent the highest level of protection currently available in the United States. We make it easy for you to protect your home against common perils (such as water damage and theft) and we even cover the costs of rebuilding your home to meet the latest changes in ordinance or law.

Extended building replacement coverage

Get the peace of mind you deserve. Simply insure your home to Square One’s suggested limit and, if you experience a loss, we’ll include up to 50% extra in the event rebuilding your home exceeds your limit of insurance.

Personalized coverage

All policies protect most common personal property items including laptops, smartphones and furniture. If you own specialty property (such as bicycles or sporting equipment) you can also add coverage to your policy. That way, you only pay to insure what you actually own.

Online claims portal

Easy! It's traumatic enough when something you love is lost or damaged, so we make sure the claims process is fair, fast, and straightforward. In fact, over 90% of claims are approved and most are settled in less than 60 days.


We’re all about making things easy for you. You can choose to pay monthly or annually, and you can cancel your policy any time with no penalty (though we’re pretty sure you won’t want to). If you move, your policy moves with you. If you buy a home someday, switching to a homeowner’s policy is a breeze.

It only takes 5 minutes

ready for an online quote? Policies start at $10/month if you rent your home and $40/month if you own your home. To see how much you can save with Square One, get a personalized online quote now.

What you really want to know

How are claims handled?

The insurance industry doesn't have the greatest reputation when it comes to claims. Many people fear their insurer will go to any length possible to avoid paying claims. At Square One, we’re different. We're there when you need us most.

How different? Legal jargon can be confusing, so we've created a transparency page to translate the legal language of your policy into plain English.

We're committed to changing how you think of insurance. We'll make sure your claim is handled quickly and fairly.

See Our Transparency Page
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The right protection from day one

The biggest problem with making a claim is not having the right protection. With a policy that's tailored to your needs, you get the best protection possible.

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Two-hour emergency response

We guarantee a fast response when you need it most. Not an emergency? No problem. Your adjuster will still be in touch within one business day. It's your home, and your stuff, so we keep you in the loop.

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One point of contact

A single dedicated adjuster works with you from start to finish. Without the need to repeat the details of your claim, you'll be back on your feet in no time.

Thousands choose us every month

Recently purchased policies

5 steps to get a quote

In 5 minutes, you can get a free quote online.

  1. Specify the location you are insuring
  2. Describe the home's characteristics
  3. Provide some basic information about yourself
  4. Choose what you want to insure
  5. Get your premium

Love your quote? Buy online or save for later. Or, call 1.855.331.6933 for assistance.

How customers personalize their policies

Provided below are statistics on the percentage of Square One customers that add each class of specialty property to their policies.

  • 18% insure jewellery + watches
  • 8% insure bicycles + sporting equipment
  • 7% insure musical instruments
  • 6% insure fine arts, collectibles + oriental rugs
  • 5% insure business property
  • 3% insure china, silverware + furs

Resources for Portland residents

Provided below are some basic resources for newcomers to Portland. These resources range from a background on the city to tips on planning a move.

Learning about the city

With a population of 600,000, Portland is Oregon’s most populous city. ‘Stumptown’ as it’s often known (due to the tree stumps that littered roads in the 1850’s) was very nearly christened Boston, Oregon. In fact, so close was the decision that the city was named on a coin toss. Located in the north of Oregon, Portland hugs the Willamette river (a tributary of the Columbia river which separates Oregon from Washington).

A bustling metropolis famed for its quirky culture, Portland offers a wide selection of bars, restaurants and craft beer outlets. The Portland metropolitan area comprises 7 counties with a population of 2.4 million and is one of only three cities in the US with a dormant volcano in its city limits.

Part of the Pacific Northwest region, Portland experiences warm, dry summers and mild, wet winters. Portland’s major industries are technology, manufacturing and recreation. Famous Portlanders include Matt Groening (creator of The Simpsons), Chuck Palahniuk (author of Fight Club) and Tonya Harding (ice skating champion). Popular tourist activities include wine tours in the Willamette Valley, Washington Park and snapping photos at the iconic Portland, Oregon sign.

Planning a move

Moving to Portland? Here are some tips to make your move stress-free:

  • Leave plenty of time and allow some overlap with your old home.
  • Research utility providers ahead of time to get an idea of competitive rates.
  • If you’re renting, take photos of both empty homes and make a note of existing damage.
  • Portland is known for its public transport, but if you need a car, consider the cost of insurance (around $69/month on average).
  • Plan a moving budget. Even supplies like tape and boxes can add up to over $250.
  • Moving to Portland from within Oregon? Try Northwest Movers or All Service Moving if you need help. If you’re moving from out-of-state, Moving APT is a great national option.
  • Take the opportunity to have a clear-out. Sell or donate as much as you can.
  • Be organized in your packing. Have a system and use labels. Pack essential items and some clothes in an overnight bag and keep it handy. Use vacuum bags to save money on boxes and moving fees.
  • Change your address at least a week before you move.

Getting oriented

Take some time during your first week in Portland to get oriented. Here are a few tips to get you set up in your new city.

  • Visit the DMV to obtain or update your driver’s license, and make sure your auto insurance is valid by updating your details. You can find a suitable auto insurance company in Oregon by visiting this Portland Oregon auto insurance comparison.
  • Check the Oregon School Directory for a list of schoools, or Yelp for a list of daycares in Portland.
  • Use Oregon Healthcare to find and register with a local healthcare professional.
  • Update your banking information or find a new institution if necessary. The most popular banks in Portland are Umpqua Bank, U.S. Bank, and Wells Fargo.
  • Finally, take a moment to introduce yourself to your neighbors, to plan your commute and to locate your closest grocery store.

Setting up your home

Congratulations on your move to Portland, Oregon! Here are some recommendations to help set up your new home:

  • Communications: Verizon and AT&T have the best coverage in Oregon, but to be sure of your area, check your cell coverage here. Xfinity, CenturyLink, and Frontier are popular internet service providers in Portland, but you can check your zip code using BroadbandNow. Popular cable providers include Frontier, DirecTV, and dish, or you can compare packages here. Three quarters of Oregonians bundle their cable with either their phone or internet, so make sure to shop around for the best deal.
  • Utilities: Water in Portland is provided by the Portland Water Bureau and you can use Oregon.gov to search for a list of electricity and gas suppliers. Popular options include Portland General Electric, Pacific Power, and NW Natural.
  • Upgrades: Consider any improvements you want to make to your home, from interior design to landscaping. Check out Square One’s home improvement resource center for inspiration, and don’t forget to make a few copies of your keys, too.
  • Home insurance: Your home is probably the most valuable asset you own, so make sure it’s protected. Get a quote in under 15 minutes and see how much you can save. To start, click the big blue button above or enter your address at the top of this page.

Making repairs to your home

With any home it’s best to be prepared in case something goes wrong. To lighten the burden of moving to a new city, here’s a list of the best home repair companies in Portland.