Get a home insurance quote in less than 15 minutes.

Portland home insurance from $15/month

Looking for Portland home insurance? You've come to the right place. Square One offers the only policy in North America that can be personalized to your individual needs. That means you decide what to insure, so you only pay for the protection you need. You also get to choose from a wide range of coverage and deductible options. Continue reading to learn how you can get a home insurance policy for as little as $15/month.

Stopwatch

Protect all your favourite things

The policy provides blanket coverage for your common personal property. You can also add coverage for your specialty property. When you're happy, you can buy online with just a few clicks. Or, speak with an agent for extra peace-of-mind.

Price tag

Only pay for what you need

Most 'pre-packaged' policies automatically charge you to insure items like fine arts, porcelain ware and rare collectibles. Don’t own these items? You don’t pay to insure them with us. (But if you do, then we can help you insure them.)

Heart

Loved and trusted by customers

4.7 stars out of 5. That's how customers rate Square One after writing 7,585 reviews. Along with an A+ rating from the Better Business Bureau, it's clear people love the way we're changing home insurance. Click here to read some reviews.

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Critical protection included

You don't want to be caught without the right coverage when the unexpected happens. Policies offered by Square One automatically protect against major types of loss, including: break-ins, burst pipes, fires, hail storms and sewer backups.

Lightning

Need to make a claim? That's easy!

It's traumatic enough when something you love is lost or damaged, so we make sure the claim process is simple and straightforward. We're on your side, guiding you through the process from start to finish. See below to find out how we make this happen.

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Pay monthly with no contract

We're confident you'll love our service and stay with us. That's why we don't lock you into a contract. With us, you can pay monthly or annually and there's no fixed-term contract. You can also manage your policy online at any time.

  • Best experience ever.

    "So fortunate to have found Square One online after researching local rates. Not even comparable, especially for minimalist type clients. When Adrian called to finalize my quote, he found there were extenuating circumstances and went out of his way to resolve them with the underwriters. So grateful, as I needed a policy for this rental. Thank you. "

    from Qualicum Beach, BC provided a 5 out of 5 rating on Oct 28, 2018.

  • Wade's customer review.

    "I am a retired Navy Chief Petty Officer and the true professional manner in which I was treated by Jessica with regards to updating my insurance in a timely manner so I could get the deal from Natura Villas was beyond reproach! I hope all employees at Square One are as complete, concise and have the attention to detail to perform their jobs as well as Jessica! I will inform all individuals at Luke Air Force Base if insurance is required, Square One is the place to call and ask for Jessica specifically! "

    from Peoria, AZ provided a 5 out of 5 rating on Oct 3, 2018.

  • Annual renewal and review.

    "Christa emailed and called for the updates with sufficient time to review and update our policy. She is professional, friendly and thorough. It is a pleasure to be reminded without pressure or confusion. We are happy to continue our coverage with Square One. "

    from Kingman, AZ provided a 5 out of 5 rating on Oct 2, 2018.

  • Christa.

    "At this time I am very satisfied with the services provided by Square One and their personnel. My special thanks to Christa for her professionalism and efficiency in resolving a recent issue with the receipt of my premium payment. Thank you and keep your beautiful and friendly smile. "

    from Tucson, AZ provided a 5 out of 5 rating on Sep 21, 2018.

  • Five stars.

    "Very professional people. Great policy, fair prices. We had the pleasure of working with Angela and she was absolutely amazing. Thanks. "

    from Casa Grande, AZ provided a 5 out of 5 rating on Aug 17, 2018.

  • Highly recommended!

    "I needed to get tenant insurance quickly and I had an amazing experience with Square One! I was able to speak to an agent, Kirsten, right away and she helped me find the right policy that fit my needs. It was such a simple, quick, and easy process. She was friendly, kind, and patient. Excellent customer service and I really can't recommend them highly enough! "

    from Toronto, ON provided a 5 out of 5 rating on Jun 29, 2018.

  • Purchasing my policy was a fantastic experience.

    "Over the course of a few weeks, I spoke with four different agents, who are not paid on commission, and the on-going service from one agent to the next was flawless. I was emailed an example policy to read so I could see if there were any areas of concern, or that needed some clarification. That was helpful and provided me with a few important questions to ask about my policy. To summarize, I had a great experience purchasing my policy and the service was second to none in my 55 years of experience. "

    from Timmins, ON provided a 5 out of 5 rating on Jun 21, 2018.

  • Quick and painless.

    "They knew everything they needed to know about my building and pre-filled it on the form, which was super helpful because some of the information that other providers ask for is not freely available. In addition to that, it was a competitive premium and there was transparency around the policy and the wordings. Overall, a positive experience! "

    from Toronto, ON provided a 5 out of 5 rating on Jun 14, 2018.

  • Above and beyond.

    "I’ve been impressed with the professional service I’ve received with every interaction I’ve had with everyone at Square One. We had some unique and rather challenging requirements for a recent policy and Square One has really come through for us. Thoughtful, kind, efficient, and personal service are the reasons I will recommend Square One to everyone I know. Arsalan, Chantelle, and Devon were standout in their service and dedication to getting it right! Thank you again! "

    from Surrey, BC provided a 5 out of 5 rating on Jun 5, 2018.

  • Excellent customer service.

    "I was looking for tenant Insurance and felt quite discouraged with the quotes I was getting. When I found Square One online, I decided to call. The agent I spoke to (Angelica) was very helpful and informative. I felt very comfortable with the way she relayed the information to me. I am overall very satisfied thus far that I have found the right policy for me. "

    from Toronto, ON provided a 5 out of 5 rating on May 28, 2018.

  • I felt I was talking to a friend at the end of my claim.

    "Kevin is a true pleasure to work with! He is very professional, effective, knowledgeable and most importantly, genuinely cares about his customer. This is the first claim I have ever made. He explained everything in great detail and answered all my questions with patience and even shared some tips on how to prevent this from happening again. I felt I was talking to a friend in the end. With Kevin's help, I replaced the laptop shortly after the claim was made, and the school work was not affected. Thank you, Kevin. You made a difference in my life! I'm glad I chose Square One. "

    from Vancouver, BC provided a 5 out of 5 rating on May 25, 2018.

  • New home policy.

    "I spoke with Trim regarding having a home insurance policy with Square One. Thank you, Trim, for your professionalism, patience, and guidance through the process. I made the decision to change my home insurance to them after learning that the insurance provider l have been dealing with for years was more than doubling my monthly premiums, even though l have never made any claims. With Square One, l will be paying half the monthly premium that l have been paying, and ... " Read more $38 per month less than what the other provider was wanting to charge for the coming year. l look forward to many years with Square One."

    from Hamilton, ON provided a 5 out of 5 rating on May 18, 2018.

  • Fast, friendly and easy to do!

    "I would just like to say that this is the second policy I purchase with Square One. Their customer service is amazing and they always have staff available to provide you with information about your policy. I strongly recommend them to anyone looking for coverage. "

    from Ottawa, ON provided a 5 out of 5 rating on May 8, 2018.

  • Thoroughly helpful and efficient.

    "Square One was easy to contact, thoroughly helpful and efficient in addressing our claim to our satisfaction. We were very pleased and comforted in knowing one of our dearest possessions was taken care of with so much respect and consideration for our loss. "

    from Vancouver, BC provided a 5 out of 5 rating on May 7, 2018.

  • You made it so easy!

    "I'm moving. Wasn't sure what would be involved. Cancel a policy and start all over? I was procrastinating but I finally called three days before my moving date and spoke with Daniel. He transferred my policy from one place to the other, reviewed my coverage with me, adjusted everything needed, told me everything I needed to know and answered all my questions. I even had a confirmation email before our conversation wrapped up. Thanks, Daniel! "

    from Surrey, BC provided a 5 out of 5 rating on May 1, 2018.

  • Excellent service.

    "I was very happy to do the review and policy update today. The agent made sure to fully inform me regarding the policy coverage and make sure all my questions were answered. Such great service, a great agent, great coverage, great company to deal with! Rate it all 10 out of 10! So simple, so easy and a good company to deal with and great, knowledgeable staff! Would fully recommend to anyone! "

    from Kitchener, ON provided a 5 out of 5 rating on Apr 30, 2018.

  • Professional, responsive and completely satisfactory.

    "As I filed my very first insurance claim, I was a bit skeptical and worried at the time. As I dealt with Square One, this predetermined notion was absolutely not warranted. Our adjuster Kevin was very professional and responsive to all of our questions and concerns in handling the claim. Thank you Square One! For those who are on the fence, I give my absolute satisfactory approval with them. They might not be the cheapest but they will deal with your claim most fairly. "

    from Coquitlam, BC provided a 5 out of 5 rating on Apr 30, 2018.

  • Wonderful experience!

    "I had just about given up on continuing any insurance after talking with my current agent and then to another agent who was now in a new office with a different company. When I called Square One, after discovering they are Canadian, local and provide what I seek, I am really pleased! This is a user-friendly organization. Thanks! "

    from Mill Bay, BC provided a 5 out of 5 rating on Apr 29, 2018.

  • A-plus customer loyalty.

    "Great price, great customer loyalty. My previous provider increased the premiums every year, no matter how long you've been with them. After one year with Square One, they reduced the premium on renewal. It was less than a $1 a month but every bit counts. A-plus. "

    from Toronto, ON provided a 5 out of 5 rating on Apr 29, 2018.

  • Thorough, easy and Andy was great!

    "Provides very thorough and clear information. Prices are very reasonable and the customer service was fabulous. I would recommend this insurance provider to everyone! Andy also provided all the information necessary very thoroughly and clearly. Andy was very patient with me, very helpful and answered all my questions! Also super nice with the compliments on my pets and very considerate of me being an expecting mother! Made my experience very pleasant. Thank you, Andy! "

    from Hamilton, ON provided a 5 out of 5 rating on Apr 27, 2018.

  • Excellent.

    "I contacted several insurance providers but Square One responded promptly. I was having a difficult time navigating through the policy that I almost gave up, so I stopped doing it. Right away, an agent called over the phone and guided me patiently through the process. I am elderly and hearing impaired so to be the recipient of kindness like this is awesome. Also, another agent was so kind and helpful and has that cheery voice that told me I could do it. Thanks. "

    from Mississauga, ON provided a 5 out of 5 rating on Apr 26, 2018.

  • This was so easy.

    "This was my first time buying a policy, and after hunting around, I chose Square One for both its affordability, simplicity, and clarity of its quote and buying process. It made understanding home insurance easy and left me feeling that I understand perfectly what I have bought. "

    from Ottawa, ON provided a 5 out of 5 rating on Apr 23, 2018.

  • Customer service.

    "The Square One agent who helped me open my policy was friendly, informed, and helpful. She walked me through each phase of the paperwork, patiently explained those aspects of the policy that were unfamiliar to me, and provided information that supported my decision making. Very professional and a delight to talk to. "

    from Tucson, AZ provided a 5 out of 5 rating on Apr 14, 2018.

  • Quicker to manage online.

    "I needed to organize landlord insurance for my condo. I approached a broker and looked online. Square One was able to give me an estimate that suited my needs in less than 10 minutes. The broker took days to get back to me and the policy offerings were not as comprehensive. Definitely recommend Square One. "

    from Calgary, AB provided a 5 out of 5 rating on Apr 3, 2018.

  • Perfect fit.

    "I like how accessible the different insurance options are. Every option or clause can be selected and customized. The online application and review process can be saved, edited and revisited when it's convenient. The web interface allows me to download the latest policy. Their agents have always been available for telephone consultation. Square One was the only provider that met my insurance needs for a rental property. It was virtually impossible to insure for a brief ... " Read more period when there were no tenants but Square One allowed me to reduce coverage for that period but still meet my mortgage provider's requirements."

    from Tottenham, ON provided a 5 out of 5 rating on Mar 31, 2018.

  • Easy.

    "This is one of the easiest things I do every year. Square One makes it so easy. If you don't have tenant insurance, you need to get it. I have found them to be excellent to deal with as well - good customer service. "

    from Vancouver, BC provided a 5 out of 5 rating on Mar 17, 2018.

  • Great rates and easy online purchase.

    "I was with one of the big insurance companies for five years. They jacked up the rate significantly. Shopped around and found Square One offered the same policy for nearly 25% less. Totally happy and I would recommend them to anyone looking for condo or tenant insurance. Easy process online and no sales pressure whatsoever. You buy what you want. "

    from Surrey, BC provided a 5 out of 5 rating on Feb 1, 2018.

  • Unbelievably easy!

    "I've fought to get my tenant insurance for the last week and a half from other companies. Always issues with billing, hours of operation, and lack of customer service. Square One made this all go away, it literally took me 10 minutes to go through the process of signing up and paying for my tenant insurance. I don't usually write reviews, but this company stood out above all the rest and I think this is a well-deserved five-stars. "

    from Carstairs, AB provided a 5 out of 5 rating on Dec 23, 2017.

  • Savings and great service.

    "Our daughter-in-law referred us to Square One for our home insurance in October and we saved a bundle. We found out they will even cover stand-alone rental properties so we have chosen to insure a rental property with them since the past company no longer insures those. Even more great savings! I had wonderful assistance from Armine who guided me through the questionnaire so that I understood everything since rentals are a bit different. "

    from North Vancouver, BC provided a 5 out of 5 rating on Dec 13, 2017.

  • Excellent and prompt service.

    "Recently had the need to review an existing policy and also purchase new property insurance. Working with Square One was easy and efficient, needing a third of the time compared to another company. Went to the office in Vancouver to meet in-person and had a similar feeling of confidence when asking questions. Superb rates on a Richmond property. Will recommend to family and friends. "

    from Richmond, BC provided a 5 out of 5 rating on Dec 4, 2017.

  • Super easy website.

    "I forgot that I got a quote from Square One but they had a good call and email follow-up. The website recalled the information I had originally put in and went through each item step by step to explain what each was for and how it would affect the cost. Very user-friendly and I got exactly the coverage I wanted. Thanks! "

    from Vancouver, BC provided a 5 out of 5 rating on Nov 28, 2017.

  • Best provider around.

    "They're straightforward, show integrity, and don't deny you insurance if your policy was cancelled with someone else. You decide how much you want to pay, it's flexible and great for young people. They give you access to pertinent information like what you're protected against and what your shortfalls will be. Love them, never going to leave. "

    from Toronto, ON provided a 5 out of 5 rating on Nov 14, 2017.

  • Quick and easy.

    "Just reviewed my policy renewal. It was very easy to make the appropriate changes to cover our needs going forward. It's great to have online access to our policy to ensure we are covered as our needs change. "

    from Calgary, AB provided a 5 out of 5 rating on Oct 15, 2017.

  • Great prices and excellent customer service.

    "I called in with a few questions as I'm a first-time home buyer and previously had rental insurance. The agent, Lara, not only answered my questions but let me know I'd need to cancel my previous insurance separately and was able to immediately help me do so. When I went to purchase the new plan it said it wasn't available for online purchase. I called back and was immediately helped by another gentleman, he resolved the issue in a matter of minutes. This will be my fourth year with Square One and the rates are great. I'll never go back to BCAA. Keep up the great customer service! "

    from Vancouver, BC provided a 5 out of 5 rating on Oct 12, 2017.

  • Quick change.

    "I've moved recently and wanted to change my policy details. I'm so glad the online system of Square One is very simple and straightforward. It took me less than 20 minutes to change and finalize my new policy without the trouble of calling anyone. "

    from Burnaby, BC provided a 5 out of 5 rating on Oct 10, 2017.

  • Really liked the customization options.

    "I just bought my plan and I really enjoyed how I can customize it to suit my needs as a tenant. As someone who just has a small bachelor apartment and not much to insure, but is required to purchase insurance by my landlord, it's great to be able to customize the plan and therefore get a more fair price. I also liked doing this all quickly online and on a user-friendly website. "

    from Toronto, ON provided a 5 out of 5 rating on Sep 17, 2017.

  • Very easy online quote process.

    "I received my policy renewal invoice from my former insurance provider. By spending 20 minutes online with Square One, I was able to get both more coverage and a lower total cost for a new tenant policy. Now, that's what I call a win-win situation! "

    from Ottawa, ON provided a 5 out of 5 rating on Sep 5, 2017.

  • Easy to use.

    "Square One has been excellent both through clear steps on the website and no-hassle telephone support. My experience buying the policy has been straightforward and non-stressful. "

    from Ottawa, ON provided a 5 out of 5 rating on Sep 1, 2017.

  • Great customer service.

    "I spoke with Dustin over the phone and he was extremely helpful in switching my policies. It was a very thorough and clear process, and it only took 15 minutes! Really appreciate the effort made by Dustin. Five stars! "

    from Burnaby, B.C. provided a 5 out of 5 rating on Aug 30, 2017.

  • I'd recommend Square One to my friends and family.

    "I'm very pleased and happy to be with Square One. Nicole was pleasant and very informative when she answered all of my questions. Made me feel at ease. I would recommend this insurance provider to my friends and family. "

    from Toronto, ON provided a 5 out of 5 rating on Aug 17, 2017.


Recently purchased policies

    How do we do it?

    Click play and learn how you can get home insurance for as little as $15/month.

    Why choose Square One?

    With Square One, you get a knowledgeable team, fast service, excellent protection, great prices and more...

    • A+ rating with the Better Business Bureau
    • Over 7,585 happy customer reviews online
    • Get your quote in less than 15 minutes
    • No long-term contracts
    • Option to pay monthly at no extra cost
    • Dedicated 24/7 emergency claims line
    • Claims are handled fairly and promptly

    What you really want to know: How are claims handled?

    The insurance industry doesn't have the greatest reputation when it comes to claims. Many people fear their insurer will go to any lengths possible to avoid paying claims. At Square One, we’re different. We’re there when you need us most.

    In fact, we even created a transparency page to translate the legal language in your policy into plain English.

    We’re committed to changing how you think of insurance. We make sure your claim is handled quickly and fairly. Here’s how:

    Checkmark

    The right protection from day one

    The biggest problem with making a claim is not having the right protection. With a policy that’s tailored to your needs, you get the best protection possible.

    Clock

    2-hour emergency response

    We guarantee a fast response when you need it most. Not an emergency? Your adjuster will still be in touch within one business day. It’s your home and stuff, so we keep you in the loop.

    Person

    One point of contact

    A single dedicated adjuster works with you from start to finish of your claim. Without the need to repeat the details of your claim, you’ll be back on your feet in no time.

    Get a personalized home insurance quote now

    To see how affordable personalized home insurance can be, get an online quote now. Or, call 1.855.331.6933 for a phone quote. We're open 8:00 am - 5:00 pm (Mon - Fri). Whichever option you choose, it will take less than 15 minutes to get a quote.

    Get an online quote now


    6 steps to get a quote

    In less than 15 minutes, you can get a free quote online.

    1. Provide basic information about yourself
    2. Specify the location you are insuring
    3. Describe your home's characteristics
    4. Complete your coverage profile
    5. Choose what you want to insure
    6. Get your premium

    Love your quote? Buy online or save for later. Or, call 1.855.331.6933 for assistance.

    How customers personalize their policies

    Provided below are statistics on the percentage of Square One customers that add each class of specialty property to their policies.

    • 18% insure jewellery + watches
    • 8% insure bicycles + sporting equipment
    • 7% insure musical instruments
    • 6% insure fine arts, collectibles + oriental rugs
    • 5% insure business property
    • 3% insure china, silverware + furs

    Resources for Portland residents

    Provided below are some basic resources for newcomers to Portland. These resources range from a background on the city to tips on planning a move.

    Learning about the city

    With a population of 600,000, Portland is Oregon’s most populous city. ‘Stumptown’ as it’s often known (due to the tree stumps that littered roads in the 1850’s) was very nearly christened Boston, Oregon. In fact, so close was the decision that the city was named on a coin toss. Located in the north of Oregon, Portland hugs the Willamette river (a tributary of the Columbia river which separates Oregon from Washington).

    A bustling metropolis famed for its quirky culture, Portland offers a wide selection of bars, restaurants and craft beer outlets. The Portland metropolitan area comprises 7 counties with a population of 2.4 million and is one of only three cities in the US with a dormant volcano in its city limits.

    Part of the Pacific Northwest region, Portland experiences warm, dry summers and mild, wet winters. Portland’s major industries are technology, manufacturing and recreation. Famous Portlanders include Matt Groening (creator of The Simpsons), Chuck Palahniuk (author of Fight Club) and Tonya Harding (ice skating champion). Popular tourist activities include wine tours in the Willamette Valley, Washington Park and snapping photos at the iconic Portland, Oregon sign.

    Planning a move

    Moving to Portland? Here are some tips to make your move stress-free:

    • Leave plenty of time and allow some overlap with your old home.
    • Research utility providers ahead of time to get an idea of competitive rates.
    • If you’re renting, take photos of both empty homes and make a note of existing damage.
    • Portland is known for its public transport, but if you need a car, consider the cost of insurance (around $69/month on average).
    • Plan a moving budget. Even supplies like tape and boxes can add up to over $250.
    • Moving to Portland from within Oregon? Try Northwest Movers or All Service Moving if you need help. If you’re moving from out-of-state, Moving APT is a great national option.
    • Take the opportunity to have a clear-out. Sell or donate as much as you can.
    • Be organized in your packing. Have a system and use labels. Pack essential items and some clothes in an overnight bag and keep it handy. Use vacuum bags to save money on boxes and moving fees.
    • Change your address at least a week before you move.

    Getting oriented

    Take some time during your first week in Portland to get oriented. Here are a few tips to get you set up in your new city.

    • Visit the DMV to obtain or update your driver’s license, and make sure your auto insurance is valid by updating your details. The most popular auto insurance companies in Oregon are State Farm and Farmers Insurance Group, but shop around to receive the best quote.
    • Check the Oregon School Directory for a list of schoools, or Yelp for a list of daycares in Portland.
    • Use Oregon Healthcare to find and register with a local healthcare professional.
    • Update your banking information or find a new institution if necessary. The most popular banks in Portland are Umpqua Bank, U.S. Bank, and Wells Fargo.
    • Finally, take a moment to introduce yourself to your neighbors, to plan your commute and to locate your closest grocery store.

    Setting up your home

    Congratulations on your move to Portland, Oregon! Here are some recommendations to help set up your new home:

    • Communications: Verizon and AT&T have the best coverage in Oregon, but to be sure of your area, check your cell coverage here. Xfinity, CenturyLink, and Frontier are popular internet service providers in Portland, but you can check your zip code using BroadbandNow. Popular cable providers include Frontier, DirecTV, and dish, or you can compare packages here. Three quarters of Oregonians bundle their cable with either their phone or internet, so make sure to shop around for the best deal.
    • Utilities: Water in Portland is provided by the Portland Water Bureau and you can use Oregon.gov to search for a list of electricity and gas suppliers. Popular options include Portland General Electric, Pacific Power, and NW Natural.
    • Upgrades: Consider any improvements you want to make to your home, from interior design to landscaping. Check out Square One’s home improvement resource center for inspiration, and don’t forget to make a few copies of your keys, too.
    • Home insurance: Your home is probably the most valuable asset you own, so make sure it’s protected. Get a quote in under 15 minutes and see how much you can save. To start, click the big blue button above or enter your address at the top of this page.

    Making repairs to your home

    With any home it’s best to be prepared in case something goes wrong. To lighten the burden of moving to a new city, here’s a list of the best home repair companies in Portland.