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home insurance Simplified

Get an online home insurance quote in 5 minutes.

Your time matters, and so does your stuff. Get a personalized home insurance
quote in 5 minutes. That's less time than it takes to wait in line for coffee.

Home Insurance

Vancouver home insurance from $12/month

Looking for Vancouver home insurance from a local name you can trust? You've come to the right place. Square One offers the only policy in North America that can be personalized to your individual needs. That means you decide what to insure, so you only pay for the protection you need. You also get to choose from a wide range of coverage and deductible options. Continue reading to learn why Square One is right for you.

What our customers say
11,107
Verified reviews

Wondering what people are saying about us? Here are some of the reviews that contribute to our average rating of 4.7 stars out of 5. Want to read more? Visit our reviews page.

Different than other providers

home insurance customers love and trust

4.7 out of 5. That’s how customers rate Square One Insurance Services after writing 11,107 reviews. And with an A+ rating from the Better Business Bureau, people clearly love the way we’re changing home insurance.

Protect all your favourite things

Our policy provides blanket coverage for your common personal property, but you can also add coverage for specialty property, like fine arts and rare collectibles. Don't own those? With us, you don't pay to insure them.

Critical protection included

You don't want to be caught without the right coverage when the unexpected happens. Our comprehensive policies automatically protect against break-ins, burst pipes, fires, hailstorms, and water backups.

Your time matters

Five minutes. That's the average time it takes to get a quote and buy online. And 90% of all phone calls are answered within one minute. Waiting in line for a coffee? You have time to get a quote and buy online.

Pay monthly with no contract

We're confident you'll love our service and stay with us. That’s why we don’t lock you into a contract. With us, you can pay monthly or annually by bank withdrawal or credit card, for as long (or little) as you need protection.

Need to make a claim?

Easy! It's traumatic enough when something you love is lost or damaged, so we make sure the claims process is fair, fast, and straightforward. In fact, over 90% of claims are approved and most are settled in less than 60 days.

Backed by stable companies

Square One only works with well-established, financially strong insurance and reinsurance companies. That means you can rest assured that your covered claims, including those from major catastrophes, will be paid.

It only takes 5 minutes

ready for an online quote? Policies start at $12/month if you rent your home and $40/month if you own your home. To see how much you can save with Square One, get a personalized online quote now.

What you really want to know

How are claims handled?

The insurance industry doesn't have the greatest reputation when it comes to claims. Many people fear their insurer will go to any length possible to avoid paying claims. At Square One, we’re different. We're there when you need us most.

How different? Legal jargon can be confusing, so we've created a transparency page to translate the legal language of your policy into plain English.

We're committed to changing how you think of insurance. We'll make sure your claim is handled quickly and fairly.

See Our Transparency Page
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The right protection from day one

The biggest problem with making a claim is not having the right protection. With a policy that's tailored to your needs, you get the best protection possible.

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Two-hour emergency response

We guarantee a fast response when you need it most. Not an emergency? No problem. Your adjuster will still be in touch within one business day. It's your home, and your stuff, so we keep you in the loop.

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One point of contact

A single dedicated adjuster works with you from start to finish. Without the need to repeat the details of your claim, you'll be back on your feet in no time.

Thousands choose us every month

Recently purchased policies

5 steps to get a quote

In 5 minutes, you can get a free quote online.

  1. Specify the location you are insuring
  2. Describe the home's characteristics
  3. Provide some basic information about yourself
  4. Choose what you want to insure
  5. Get your premium

Love your quote? Buy online or save for later. Or, call 1.778.331.6933 for assistance.

How customers personalize their policies

Provided below are statistics on the percentage of Square One customers that add each class of specialty property to their policies.

  • 18% insure jewellery + watches
  • 8% insure bicycles + sporting equipment
  • 7% insure musical instruments
  • 6% insure fine arts, collectibles + oriental rugs
  • 5% insure business property
  • 3% insure china, silverware + furs

Resources for Vancouver residents

Provided below are some basic resources for those of you who may be new to Vancouver. These resources range from a background on the city to tips on planning a move.

Learning about the city

Vancouver, a coastal city in the province of British Columbia, has a population of 603,500 people, which makes it the eighth largest Canadian municipality. With a population of 2.4 million, the Greater Vancouver area is the third highest populated metropolitan area in Canada and the highest in Western Canada. Vancouver residents are an ethnically diverse group with 52% having a first language other than English. It has a land area of about 114 square kilometres, making it the most populated Canadian municipality, and the fourth most densely populated city in North America. If you wish to see the city of Vancouver in all its natural glory, Stanley Park is the place to visit. The park offers horse-drawn carriage tours which pass by several of the park’s attractions, including Deadman’s Island, the Rose Garden, and the Empress of Japan figurehead. The Stanley Park Tour is regarded as the top attraction in all of Vancouver. The Capilano Suspension Bridge is not for the faint of heart, but is certainly a breathtaking experience. The bridge is 450 feet (137 meters) long and 230 feet (70 meters) high, featuring two glass platforms to support its walkers. The Capilano Suspension Bridge has been available as a tourist attraction since 1889.

Planning a move

If you’re planning on moving, consider following the steps below for an easy, stress free move.
  • Select your movers: When starting a move, the first thing you should decide is whether or not you’re going to hire a moving company. Look at what needs to be moved from your home, and the current help you already have. If you have lots of willing friends and family, moving without a company will save you money. However, hiring a moving company may be a good idea if you need to move large items, such as a piano. While there are several moving companies in Vancouver, companies commonly used include You Move Me, Action Movers, and Priority 1 Movers.
  • Get necessary supplies: Your next step should be to gather all the supplies you’ll need for your big move. Common supplies include boxes, tape, labels, bubble wrap or other specialty packaging, and a dolly. You can expect to spend up to $250 on supplies alone, but that can very depending on the size of your family.
  • Pack smart: Don’t forget that you’ll need some essential items unpacked right away when you reach your new home. It’s no fun to have to dig through several boxes to find only a couple items. Because it takes time to unpack everything, you should keep the essential items within easy reach so they can be unpacked first. These include, utensils, clothing, pots and pans, bedding, and curtains among others.
  • Keep your receipts: If you moved at least 40 kilometers closer to work, the Canada Revenue Agency will allow your to deduct some moving expenses from your income. Visit the CRA to learn more.

Getting oriented

Now that you’ve moved into your new residence, you’ll need to set up any arrangements that you may have used at your previous home.
  • Obtain or update your driver’s license and car insurance: Now that you’re a new resident to Vancouver, you’ll want to obtain a new or update your existing drivers license to reflect your new address. Also, because your car insurance must be obtained through ICBC, you should visit their website to find a location and update your both records.
  • Update your mailing address: Because of your new address, you’ll need to update your account and set up mail forwarding through Canada Post to avoid missing any important letters and packages. Visit Canada Post’s website to set up your new address.
  • Find local schools, daycares, and health professionals: If you have children, one of the first things you’d think to do is to find both a local school or daycare. If necessary, it’s important to enroll your children as soon as possible, as daycares in Vancouver are very popular. Visit the local school directory and daycare options to learn more. If you’ve moved locations, chances are you’re going to need to change your doctor, dentist, chiropractor, or other health professional, including veterinarians. Visit HealthLinkBC to find services and resources.
  • Update your banking information: If the bank you were using prior to your move does not operate in Vancouver, you should find a bank or credit union that does. Of course there are several different options, however the most common in Vancouver are RBC, TD, and BMO.

Setting up your home

Once you’ve moved into your new home, you’ll need to set up different accounts and think about some services to complete your move.
  • Cable and phone service providers: It’s difficult to live in a home without phone or cable service. There are several different options available, however some of the more common companies in Vancouver are Shaw, Telus, and Delta Cable.
  • Hydro, electricity, and gas providers: Similar to cable and phone services, you can’t operate your home without necessary accounts with hyrdo, electricity, and gas providers. In BC, residents generally select either FortisBC or BC Hydro. It’s important to note that select municipalities will supply utilies to their residents themselves.
  • Home insurance providers: You’ve just moved into a home that’s possibly your biggest investment to date, make sure it’s protected! Visit the Square One home insurance page to learn more about which policy best fits your needs and to receive an online quote.
  • Landscaping companies: After moving into your new home, if there are any changes you’d like to make to your lawn or shrubbery it may be best to hire a landscaping company. There are hundreds of options in Vancouver, but Great Canadian Landscaping, Deerwood Landscaping, and Daisy’s Landscaping are common choices.

Making repairs to your home

With any new home, you want to be prepared in case something does go wrong. It’s always a good idea to have a resource readily available for finding companies that can offer quick repairs.
  • Plumbing: While there are hundreds of different options when it comes to plumbing repairs, this list of companies will kickstart your search.
  • Restoration and renovation: Should your new home need any repairs or upgrades, it’s always a good idea to check with a restoration or renovation company to make sure you’ve found the root causes to any problems. Check out Square One’s list of restoration contractors as well as a list of local renovation companies to help start your search.Please feel free to browse though Square One’s home improvement resource center to learn more.
  • Electrical: One of the last thing’s you want to deal with once settled into a new home is the loss of power. If the problem isn’t linked to your electricity provider, consider contacting an electrician. While there are several different options in Vancouver, Mott Electric, Expert Electric, and Wicks Electric are popular choices.
  • Heating, ventilation, and air conditioning: If you ever notice that your new home is either too hot or too cold, it may be due to an HVAC issue which you’d want to get looked at immediately. Again, while there are several different options in Vancouver, Milani, Flame Heating, and Robertson HVAC are popular choices.